Cross Examination w/ Ed Cross

This question has been the subject of a lot of discussions in online groups lately. Some have written that an authorization is simply an “authorization to do work and not get paid; we have contracts to get paid.” This triggered a reply asking “What’s the difference if there’s a payment clause?” The short answer is: Authorization + Payment Clause ≠ Contract. What is a contract? A contract is an agreement between two or more parties that is intended to be legally enforceable. But the mere intention to make it enforceable does not make it so.

Restorers complain that insurance companies pay too little and don’t treat them fairly, but some restorers contribute to the problem by pandering to insurance companies and foolishly undercutting the value of restoration services. I understand and respect restorers’ desire to have a good working relationship with the insurance industry, but it should not be done at the cost of sacrificing quality, eroding the fair market value of restoration services, or jeopardizing public confidence in the restoration industry. In one case, an attorney for a famous member of the San Diego Chargers engaged a contractor