
Xactimate’s New Labor Efficiency Setting: What It Means and How You Can Prepare
The third tier introduced in early 2026 changes the labor math at the trade level, not the job level. Here is what is actually happening, why it matters more than the headline suggests, and what to do before the first call from an adjuster lands on your desk. By Anthony Nelson, Peer Group Facilitator, Pivot My Biz Somewhere this week, a restoration estimator is on a call with an adjuster who has just asked, in a perfectly reasonable tone of voice, whether the Large Restoration/Remodel setting should apply to a fire job. The estimator








